Your Trusted Independent Insurance Agency in Florida
Affordable coverage for home, auto, business and health insurance.
Your Trusted Independent Insurance Agency in Florida
Affordable coverage for home, auto, business and health insurance.
WD Royal Insurance Agency
Welcome to WD Royal Insurance Agency
An Independent General Insurance Agency, proudly serving the Miami Lakes and Hialeah, Florida communities for over 30 years. Our mission is to provide exceptional service for all your insurance needs, all under one roof.
We are licensed in Florida and offer a wide range of affordable insurance options, including Home, Condo, Flood, Auto, Boat, Commercial Liability, and Commercial Auto insurance. Additionally, we are licensed in Florida, Texas, and Indiana to provide Health, Dental, and Medicare Advantage plans.
Contact us today for a free quote and experience the best in insurance service!
PROTECT YOUR ASSETS WITH OUR AGENCY
Health Insurance
Stay healthy and protected. Our Agency offers a range of health insurance policies to cover you and your family's medical needs.
Medicare Advantage Plans
Medicare Advantage plans (Medicare Part C) are an alternative way of receiving your Medicare Part A and Part B (Original Medicare) covered services through a managed care organization. Medicare Advantage plans can include additional benefits Original Medicare doesn’t cover, such as prescription drug coverage.
Dental Insurance
Taking care of your health goes beyond regular medical checkups. Dental health is just as important to your overall well-being. Having dental insurance can provide additional coverage to help your overall health and budget .
Boats/Yachts Insurance
Boat insurance provides comprehensive coverage for watercraft, protecting against accidents, damages, and liabilities on the water.
Owning a boat brings joy and adventure, but it also comes with risks that can be mitigated through boat insurance. Boat insurance offers crucial protection for your watercraft, ensuring you can navigate the waves with confidence.
Motorcycles Insurance
Motorcycle insurance is a critical safeguard for riders and their bikes. It typically includes coverage for bodily injury and property damage liability, protecting you financially if you're responsible for an accident that causes harm to others or their property. In addition, motorcycle insurance often offers coverage for collision, comprehensive, and uninsured/underinsured motorist, providing protection for damages to your bike, theft, and accidents involving uninsured or underinsured drivers.
Condo Owners/Renters Insurance
Condo insurance is a home insurance policy that covers your personal property and any part of the building for which you're responsible, as well as providing you with liability coverage. Your HOA's master policy protects common areas, structures and some parts of your condo but has no personal coverage for you.
Homeowners Insurance
Protect your most valuable asset. Get comprehensive home insurance coverage with Our Agency and safeguard your home against unexpected damage or loss.. Homeowners insurance plays a vital role in protecting one of your most significant investments: your home. It provides coverage for various perils such as fire, theft, vandalism, and natural disasters, helping you recover financially if your property is damaged or destroyed.
Auto Insurance
Car insurance is a critical financial safeguard for drivers. It provides coverage in case of accidents, theft, vandalism, and other perils, helping to protect you from substantial financial losses that can result from vehicle-related incidents. Without car insurance, you would be personally responsible for covering the costs of repairs, medical expenses, and legal liabilities, which can be overwhelming.
Commercial Auto Insurance
Commercial auto insurance is a specialized coverage designed for vehicles used for business purposes. It provides protection for vehicles owned or operated by a business, covering risks such as accidents, liability, and property damage. Commercial auto insurance ensures that businesses are financially protected and compliant with legal requirements when using vehicles for their operations.
Golf Carts Insurance
Golf cart insurance provides liability protection as well as physical damage coverage for the cart. You can buy golf cart insurance as a rider on your homeowners insurance or as a standalone policy. The right type of golf cart insurance for you depends on they type of cart and how you use it.
General Liability Insurance
General liability insurance is a crucial coverage for businesses, providing protection against third-party claims of bodily injury, property damage, and personal injury. It offers financial security and peace of mind, helping businesses navigate potential legal liabilities and unforeseen accidents.
General liability insurance covers various scenarios, such as slip-and-fall accidents at your business premises, property damage caused by your operations, or advertising-related claims.
Business Owners Insurance
Business Owners Policies (BOPs) are comprehensive insurance packages designed to meet the specific needs of small to medium-sized businesses. These policies combine multiple coverages into a single package, providing convenience and cost savings for business owners.
Business Owners Policy typically includes property insurance, which covers physical assets such as buildings, equipment, and inventory against damage or loss from covered events like fire, theft, or natural disasters.
