Tailored insurance solutions for your peace of mind
Tailored insurance solutions for your peace of mind
We are an Independent General Insurance Agency located in Miami Lakes / Hialeah, Florida with over 30 years' experience. We are proud to provide you with the best service for all your insurance needs under one roof. We are licensed in Florida and offerer affordable insurance for your Home, Condo, Flood, Auto, Boat, Commercial Liability, Commercial Auto. Licensed in Florida, Texas and Indiana for Health, Dental and Medicare Advantage. Contact us today for a free quote!
Stay healthy and protected. Our Agency offers a range of health insurance policies to cover you and your family's medical needs.
Medicare Advantage plans (Medicare Part C) are an alternative way of receiving your Medicare Part A and Part B (Original Medicare) covered services through a managed care organization. Medicare Advantage plans can include additional benefits Original Medicare doesn’t cover, such as prescription drug coverage.
Taking care of your health goes beyond regular medical checkups. Dental health is just as important to your overall well-being. Having dental insurance can provide additional coverage to help your overall health and budget .
Boat insurance provides comprehensive coverage for watercraft, protecting against accidents, damages, and liabilities on the water.
Owning a boat brings joy and adventure, but it also comes with risks that can be mitigated through boat insurance. Boat insurance offers crucial protection for your watercraft, ensuring you can navigate the waves with confidence.
Motorcycle insurance is a critical safeguard for riders and their bikes. It typically includes coverage for bodily injury and property damage liability, protecting you financially if you're responsible for an accident that causes harm to others or their property. In addition, motorcycle insurance often offers coverage for collision, comprehensive, and uninsured/underinsured motorist, providing protection for damages to your bike, theft, and accidents involving uninsured or underinsured drivers.
Condo insurance is a home insurance policy that covers your personal property and any part of the building for which you're responsible, as well as providing you with liability coverage. Your HOA's master policy protects common areas, structures and some parts of your condo but has no personal coverage for you.
Protect your most valuable asset. Get comprehensive home insurance coverage with Our Agency and safeguard your home against unexpected damage or loss.. Homeowners insurance plays a vital role in protecting one of your most significant investments: your home. It provides coverage for various perils such as fire, theft, vandalism, and natural disasters, helping you recover financially if your property is damaged or destroyed.
Car insurance is a critical financial safeguard for drivers. It provides coverage in case of accidents, theft, vandalism, and other perils, helping to protect you from substantial financial losses that can result from vehicle-related incidents. Without car insurance, you would be personally responsible for covering the costs of repairs, medical expenses, and legal liabilities, which can be overwhelming.
Commercial auto insurance is a specialized coverage designed for vehicles used for business purposes. It provides protection for vehicles owned or operated by a business, covering risks such as accidents, liability, and property damage. Commercial auto insurance ensures that businesses are financially protected and compliant with legal requirements when using vehicles for their operations.
Golf cart insurance provides liability protection as well as physical damage coverage for the cart. You can buy golf cart insurance as a rider on your homeowners insurance or as a standalone policy. The right type of golf cart insurance for you depends on they type of cart and how you use it.
General liability insurance is a crucial coverage for businesses, providing protection against third-party claims of bodily injury, property damage, and personal injury. It offers financial security and peace of mind, helping businesses navigate potential legal liabilities and unforeseen accidents.
General liability insurance covers various scenarios, such as slip-and-fall accidents at your business premises, property damage caused by your operations, or advertising-related claims.
Business Owners Policies (BOPs) are comprehensive insurance packages designed to meet the specific needs of small to medium-sized businesses. These policies combine multiple coverages into a single package, providing convenience and cost savings for business owners.
Business Owners Policy typically includes property insurance, which covers physical assets such as buildings, equipment, and inventory against damage or loss from covered events like fire, theft, or natural disasters.
Fill out the form with any questions you have about finding the coverage that's right for you!
6625 Miami Lakes Drive Ste 236, Miami Lakes, FL 33014, USA
Phone: 305-705-7083 Email: Wilky@wdroyalins.com or Dervis@wdroyalins.com
Mon | 09:00 am – 05:00 pm | |
Tue | 09:00 am – 05:00 pm | |
Wed | 09:00 am – 05:00 pm | |
Thu | 09:00 am – 05:00 pm | |
Fri | 09:00 am – 05:00 pm | |
Sat | By Appointment | |
Sun | Closed |
Please reach us at Wilky@wdroyalins.com or Dervis@wdroyalins.com if you cannot find an answer to your question.
We offer a range of insurance products including:
Welcome to WD Royal Insurance located at 6625 Miami Lakes Dr. We provide all insurance needs for a diversified client base in Florida. Our licensed agents are knowledgeable and experienced, and they work with each client to find the best insurance coverage for their unique needs and budget. We offer a variety of insurance products, including auto, home, renters, Personal and commercial liability commercial, business, health and dental insurance, and medicare advantage. With over 30 years of experience in the insurance industry, we have built a reputation for quality, reliability, and trust. Our commitment to our clients is reflected in the positive feedback we receive from our customers, and we take pride in delivering exceptional service and value.
Your insurance premium may be affected by factors such as your age, driving record, zip code, credit score, type of vehicle and the type of coverage you choose.
Over the phone
In-person at our agency
To file a claim, you don’t necessarily need to have the police report at hand as they can take several days to be completed. At the scene of the accident you might have been given a Driver Exchange form which should have the basic information to get started. However, the insurance company is going to want to see a police report especially if there was another vehicle or someone else’s property involved in the accident.
Calling your insurance company, the same or next day after the accident is fine but the sooner the better. Remember you can always call your insurance agent for assistance and guidance.
Insurance companies require that policy holders declare all drivers in a household, and it can cause problems in the event of a claim if a household driver was not disclosed to the insurance company. The insurance company may cancel the policy for misrepresentation and not pay the claim.
No, having the right auto coverage is crucial to avoid costly repairs or financial loss. Knowing what coverage you purchase is essential to avoid being underinsured and/or held financially accountable by law.
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